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Rates

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Loan Rates

Updated: 04/01/22
Type Terms Rate
Line of Credit Term is determined by balance after advance. (Minimum advance is $500.) 8.00%
New Vehicle (Never titled) up to 48 months 2.49% APR
49 to 60 months 2.99% APR
61 to 72 months (over $15,000.00) 3.49% APR
73 to 84 months (over $20,000.00) 3.99% APR
Used Vehicle (Minimum retail value $3,000.) (100% of retail value per NADA) Vehicle not older than 10 years. up to 48 months 3.49% APR
49 to 60 months 3.99% APR
61 to 72 months (over $15,000.00) 4.49% APR
Share Secured: up to 60 months 2.49% APR
VISA: (9.40% as of 06/01/2022) 8.90% APR
New (never titled) Recreational Vehicle/Boat: (90% of sales invoice) up to 84 months 8.90%
Used (1 to 7 years) Recreational Vehicle/Boat: (80% of NADA retail value) up to 60 months 9.90%

Dividend Rates

Updated: 04/01/22
Type APR APY
Regular Share Accounts .10% 0.10%
Christmas Club Accounts .10% 0.10%
Vacation Club Accounts .10% 0.10%

Certificate of Deposit
$500.00 Min, Jumbo $50,000 min.
Term APR APY
3 months 0.200% 0.200%
6 months 0.250% 0.250%
9 months 0.250% 0.250%
12 months 0.399%% 0.400%
24 months 0.499% 0.500%
36 months 0.599% 0.600%
24 month Jumbo 0.540% 0.550%
36 month Jumbo 0.640% 0.650%
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National Credit Union Administration, a U.S. Government Agency
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