Loan Rates

Updated: 10/06/23

Type	Terms	Rate
Line of Credit	Term is determined by balance after advance. (Minimum advance is $500.)	8.00%
New Vehicle (Never titled)	up to 48 months	3.49% APR
	49 to 60 months	3.99% APR
	61 to 72 months (over $15,000.00)	4.49% APR
	73 to 84 months (over $20,000.00)	4.99% APR
Used Vehicle (Minimum retail value $3,000.) (100% of retail value per NADA) Vehicle not older than 10 years.	up to 48 months	4.49% APR
	49 to 60 months	4.99% APR
	61 to 72 months (over $15,000.00)	5.49% APR
Share Secured:	up to 60 months	2.49% APR
VISA:	(9.40% as of 06/01/2022)	8.90% APR
New (never titled) Recreational Vehicle/Boat: (90% of sales invoice)	up to 84 months	8.90%
Used (1 to 7 years) Recreational Vehicle/Boat: (80% of NADA retail value)	up to 60 months	9.90%

Dividend Rates

Updated: 10/06/23

Type	APR	APY
Regular Share Accounts	.10%	0.10%
Christmas Club Accounts	.10%	0.10%
Vacation Club Accounts	.10%	0.10%
Certificate of Deposit
$500.00 Min, Jumbo $50,000 min.
Term	APR	APY
3 months	3.200%	3.200%
6 months	3.250%	3.250%
9 months	3.250%	3.250%
12 months	3.399%%	3.400%
24 months	3.499%	3.500%
36 months	3.599%	3.600%
24 month Jumbo	3.540%	3.550%
36 month Jumbo	3.640%	3.650%

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency